Monday, August 26, 2019

Are we being lied to?


Are we being lied to?

Don't stop at the first paragraph! The picture appeared in an #opioid article I saw this week prompting the thought.  Do we even know what a lie is anymore?  The website dictionary.com gives one definition to a lie as "something intended or serving to convey a false impression".  Interestingly, the same website defines an illusion as "something that deceives by producing a false or misleading impression of reality." Whether it's called #word-smithing, #positioning, or something else by liberal interpretation isn't it all a lie? If you have a bad product, potentially harmful side effects, etc. divert their focus and they'll buy every time. Guess who pays the cost!

Am I different from everyone else?  Over my lifetime, I have looked for answers to various questions for both knowledge and a better way of life.  It has led me to be skeptical about everything.  As one person once said, "Follow the money." The end result will be the truth behind everything.  From deceptive, seductive foods, to trashy products, fake people, ultimately, there seems to be great truth behind this statement. 

It's never too late to discover the truth, the reality, to seize the day.  Don't be afraid to read and research!  We have addictive personalities.  Sometimes it is not our faults as we realize the cravings, desires, etc created by the drugs, chemicals, pleasure affects we consume. #Weight, #diabetes, #dementia, and a multitude of other health issues can be reduced, eliminated, controlled simply by being aware of the causes.  #Join me or #follow me as we discover the truth together.

Tuesday, August 20, 2019

AMC and You


AMC and You


In a land far far away, at least from my present location, my first management experience was the custodial care business, more appropriately called #Environmental Services.  I was taught most people tend to look out and down when they clean ignoring the details. The same can be said of one's present health conditions.  We tend to look at the present, not the future possibilities. When it comes to your Medicare, do you have Alternate Means of Coverage?

What do I mean?  

Watch the Video!


If you watched the video you discovered, Medicare will cover medical expenses, if they are both #MEDICALLY NECESSARY  and #MEDICARE APPROVED.  Let's say you needed more care after your 100 days of skilled nursing, you could be responsible for the cost.

Know the terms

More importantly, it is essential to be aware of the terms that describe qualifiers.  Being kept for observation is not considered an admission.  Therefore, if you were not been admitted to the hospital for 3 days or more, you may not qualify for skilled nursing.

Know the types and costs of available care 

If you become afflicted with #Alzheimer's or had other medical issues, you may want home health care. The family will cover that? It could last up to 20 years and gets progressively worse over time.  Will the family last that long? For an estimate of the cost for long term care types and
their costs go to https://www.genworth.com/aging-and-you/finances/cost-of-care.html.

Know when you may need more Alternate Means of Coverage

Typically, the reasons one needs Alternate Means of Coverage are numerous. Some of the primary reasons are:  
  • Stroke
  • Cancer
  • Injury induced by fall or other activity
  • Dementia, Alzheimer's, or other mental illness
  • Diabetes
  • Obesity
  • Nervous system disorders (ex. Parkinson's Disease, Multiple Sclerosis)
While these may occur at any age, as we get older the chances of their occurrence increase. 


If you are like most people, today you are probably thinking this won't happen to me! It doesn't hurt to know the odds and be aware of them rather than ignore them and be unprepared.



As you discovered, this was about getting over the misnomer of long term care.  These days going to the "old folks" home or "nursing home" is not the extent of long term care.  The types of care we need are as varied as the events in life that cause them.  For more information go to my website and select the video of your interest.

Tuesday, August 13, 2019

What do you know about the cost of diabetes?

THE COST OF DIABETES

Did you know that of the total #medicalexpenses paid for by diabetics, more than half of the costs were for diabetes?  "Average medical expenditures for people with diagnosed diabetes were about $13,700 per year. About $7,900 of this amount was attributed to diabetes."
Diabetes was listed in 2015 as the seventh leading cause of death in the United States.  As of 2017, that cost had doubled. "Care for a person with diabetes now costs an average of $16,752 per year. As in prior reports, the 2017 analysis also documents substantial indirect costs related to lost productivity due to diabetes and its complications."  Doesn't it then make more sense to control diabetes and not the costs? Controlling diabetes with more medicine or improved care only raises costs.  Controlling diabetes at the root cause reduces the need for medicine.

What is the root cause of diabetes?  To understand this one must understand the bodily process involved.

"Diabetes is a disease caused by excess insulin, not excess blood sugar. In other words, high blood sugar is a symptom, but not the root cause. Insulin is the hormone responsible for reducing blood sugar. In order for insulin to work, our tissues have to be sensitive to its action; otherwise, tissues become resistant and insulin struggles to clear out sugar from the blood. As insulin resistance sets in, the first organ to stop responding to insulin is the liver, followed by the muscles and eventually fat. How does insulin resistance begin? The root of the problem is our diet."

If the root cause of diabetes is our diet, then wouldn't it be logical to reduce if not eliminate diabetes by altering our diet?  Reducing the causes of increased blood sugars would then reduce the body's production of insulin.

What causes the body to produce insulin?  

"After eating #carbohydrates, the carbs break down into #sugar, trigger the pancreas to produce #insulin and are then stored in the liver and muscles. However, there is a limit to the amount of sugar the liver and muscles can store. The easiest way to understand this is to think of your liver and muscles as small closets without much storage space. If sugar keeps coming in, the closet will quickly fill up."

What are #carbohydrates?

"Carbohydrates are a primary source of food your body uses for energy. These include simple carbohydrates (such as honey, table sugar, and high-fructose corn syrup), as well as complex carbohydrates. Complex carbs include starches (such as bread, pasta, rice, and potatoes) and dietary fiber (found in fruits and vegetables, nuts, and whole grains)."

In addition to the complex carbohydrates, it's also important to reduce the products they came from, wheat and grains. They cause what is called #wheatbelly.  Also, they clog the body's system for digesting food, creating that inner-tube effect.   Ironically, carbs are known as seduction foods creating craving and hunger feelings. 

The End Result!

What have we seen here?  Reducing cravings reduces the dependency on insulin-producing foods. If there is no need for these foods, the body doesn't need to work so hard producing insulin.  If the body doesn't need to produce so much insulin, there would be less need for diabetic medication. The end result then would be a reduction of food costs, cost of medication and a side benefit, #WEIGHT LOSS.




Tuesday, August 6, 2019

The unexpected Cost of Cancer


The  unexpected Cost of #Cancer


Things just don't feel right so you decide to go see the doctor for a checkup.  To your horror, you find out you have cancer.  You have medical insurance right?  So there is nothing to be concerned about right?  WRONG!  

The cost of #co-pays and #deductibles alone can be stressful financially and emotionally.  "Patients with the greatest financial stress spent about 31 percent of their household income on health-related costs, not including insurance premiums." For many, they soon come to feel "underinsured".

Personal expenses depend on several factors.  Among themThe type of cancer treatment you receive. The length of treatment. The location of treatment. Your health insurance coverage. Whether you have supplemental insurance.  In addition, there are many unexpected costs.  These include Transportation and travel expenses like Gas, Tolls, Parking, Taxis, Bus or train fares, Airplane fares. Family living expenses include Childcare, Eldercare, Support for household tasks like cleaning, and Counseling. 

You may need care at the home or away from home. Consider the cost of hiring a person to prepare meals or provide transportation to appointments, Staying at a specialized facility for extended nursing care, or Hiring a home health aid. 

Finally, do you think you will be able to work during this time? What about legal issues that may occur if your employer terminates your employment.  How about financial issues like filing taxes? 

If you don't already have cancer, now then is the time to consider the cost.  While the exact amount may not be completely calculatable, any income replacement plans would be beneficial.