The Latest Medical News

A Summary of The Latest Medical News: Medicare Open Enrollment: What You Need to Know for 2026 **Medicare open enrollment** for 2026 runs from **October 15 to December 7, 2025**[1][2][4]. During this period, anyone with **Medicare can change their coverage**, including switching between Original Medicare and Medicare Advantage, changing Part D prescription drug plans, or adding Medigap coverage depending on state rules[1][2]. **Key Changes in Medicare Costs for 2026** Medicare will see **higher monthly insurance premiums** and **increased out-of-pocket costs for prescription medication**. Most notably, the annual out-of-pocket maximum for Part D prescription drug plans will rise, affecting how much you might pay for prescription drugs before reaching the limit where catastrophic coverage begins[6][8]. **Plan Comparison and Notifications** You’ll receive the annual “**Medicare & You**” Handbook starting in September, which outlines updates in coverage and costs for the coming year[4]. Insurance companies will notify enrollees directly if their plan’s coverage or costs are changing. It is critical to **review these notices** and use the Medicare Plan Finder tool to shop and compare all available plans and premiums for 2026[4]. **Effective Dates for Changes** Any updates you make during open enrollment take effect on **January 1, 2026**[1][2][5]. **Importance of Comparing Plans** Even if you are satisfied with your current coverage, it is wise to **compare your existing plan** with other available options. There may be more affordable or better-suited plans, changes in coverage networks, or lower prescription drug costs in alternative plans[2][4]. **Resources and Assistance** You can use **Medicare.gov** or call 1-800-MEDICARE for assistance and up-to-date information during open enrollment. The system remains fully operational to guide you even during external disruptions like government shutdowns[2][7]. **What Medical Experts Recommend** Medical experts advise everyone to closely review plan changes, particularly regarding rising costs. Focus on your personal health care and prescription needs, since coverage, providers, and medication formularies can change year to year, impacting your total health expenses[2][6][8]. **Take Action Early** Plan comparison tools become available on October 1, 2025, so you can start assessing your options before enrollment officially opens[4]. Watch your mail for official notices, and don’t miss the deadline of December 7, 2025, to ensure your coverage fits your needs and budget for 2026[1][2][4]. Help with your insurance? https://tally.so/r/n012P9